I have gotten offers for 5% on a CD through Synchrony Bank. I was going to jump on it until I heard Glenn Beck talk about how the TBTF banks would run these rates and cause runs on the smaller banks as customers fled to chase rates causing smaller banks and credit unions to suffer deposit losses that could threaten their solvency. Once the big banks got your money in they could offer a higher rate if you would just allow them to convert the NEW United States Digital Dollar the help prevent criminal activity.... You want higher interest and protect against criminal activity, don't ya?

I have to say I am tempted, but I also don't want to hurt my credit unions.