Quote Originally Posted by redraspberry View Post
It's with an existing card I have. No annual fee and on purchases. After digging it out of the garbage and reading the fine print is was an extra 20% points bonus up to $20 cash back on $2100 in purchases on top of the 3% points on any purchase normally.

The 0% is for purchases, but financial products can be included as purchases, say 1 year notes.
Thanks Redraspberry.