JMB has bars at 57% off premium.. at the moment comes in $6 less than palladium pool.

Problem is, when you try and sell that physical palladium, you will find you could sell from the kitco pool for more. Selling back palladium is usually well below spot. Makes no sense, reason I've given up on physical palladium (and rhodium).

Or maybe just use refiners as Shades would recommend, and count on getting near spot....