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    New example of..you're damned if you do and...

    New example of..you're damned if you do and damned if you don't.

    I know someone with credit so bad that they'd be sure to get a decent size subsidy toward a mortgage. Problem is, no agency would...
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    25,740

    Imagine being penalized for improving your credit...

    Imagine being penalized for improving your credit score. What incentive do people have to improve their credit score if they are penalized? Aren’t they incentivized to purposely tank their score?
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