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    I think a dead dog can still get a credit card...

    I think a dead dog can still get a credit card and the reckoning will be brutal when the credit merry-go-round stops.
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    Credit expands until one day the balloon pops....

    Credit expands until one day the balloon pops. Some black swan comes out of left field and things go to $hit. Then it is free fall where most everyone is left with nothing. Hopefully, you haven't...
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    It's all just an illusion, nothing is real. Your...

    It's all just an illusion, nothing is real. Your deposits into a bank are a liability to the bank. Meanwhile, you hope that the bank can pay your money back thinking your account is an asset. But...
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    What everyone needs is this new credit card that...

    What everyone needs is this new credit card that cuts you off when you exceed your carbon footprint: ...
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    Yes, don't think that this is capitalism. This is...

    Yes, don't think that this is capitalism. This is socialism or crony capitalism at best. Equity is not the same as equality. Mandating equal results without equal efforts leads to what was often...
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    Jamie D got a new bank to own, but FDIC is on the...

    Jamie D got a new bank to own, but FDIC is on the hock for $15B, I believe.
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    112
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    The next credit crunch will be when banks have to...

    The next credit crunch will be when banks have to have unrealized losses on loans and not be able to sell them because they were issued at low interest rates. Be it auto, commercial property or home...
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    25,714

    My local credit union is offering 4.25% on 24...

    My local credit union is offering 4.25% on 24 month CD's. I remember decades ago my wife got a CD with about 11% ROR from a bank that ended up shutting it's doors. She swapped a T-bill for the CD and...
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    Car loans and credit card debt is trouble for...

    Car loans and credit card debt is trouble for banks. Repo of cars is way up. C.C.'s are being used to make ends meet (for now) and how long can that continue? No problem banks are too big to fail...
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